Apply for coverage - WorkSafeBC (2024)

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If you hire workers in B.C., you’re required to register for WorkSafeBC insurance coverage. If you’re a self-employed proprietor or partner, you may be eligible to purchase optional insurance coverage.

If you’re not sure if you need coverage or if you sometimes work outside of B.C., be sure to review our information on who needs coverage and out-of-provincecoverage. When you’re ready to apply, the information below will help ensure you have everything you need for your application. Completing all the fields in your application will help us to determine your eligibility for coverage faster and avoid a delay setting up your account.

The application process

The first step in applying for WorkSafeBC insurance is to complete an application for coverage. We recommend submitting your application 30 days before starting your business or hiring a worker. This allows time for us to process your application and ensures we have current information to set up your coverage.

Once we receive your application, we’ll review the information you’ve provided and determine whether you’re eligible for coverage. It can take approximately 10 business days for us to review your application, gather information, and notify you of our decision.

Information you’ll need to provide

For corporations
  • The Canada Revenue Agency business number, mailing address, and, if applicable, the address where the physical work is being done.
  • The start date of the operations and a summary of the products and/or services provided, including an estimate of how much each product and/or service contributes to the business’s total revenue.
  • The number of active shareholders, their contact information and birthdates, and information about any other businesses the shareholders operate.
  • The estimated payroll for wages and salaries paid to workers and active shareholders for the previous year. If the business was active within the last three years, you’ll need to provide an estimate of the annual payroll for each of those previous years.
For sole proprietorships
  • The proprietor’s legal name, contact information, and birthdate.
  • The Canada Revenue Agency business number, if you have one.
  • The mailing address and work location within B.C.
  • The name and WorkSafeBC account number (if known) of any WorkSafeBC accounts you have or have had in the past and any firms that are affiliated with the proprietorship.
  • The start date of operations, the start date of the first worker, and the number of workers employed.
  • An estimate of the wages, salaries, commissions, bonuses, holiday pay, and any other compensation paid to workers.
  • Details about any business vehicle(s) and/or revenue-producing equipment used by the proprietorship, including the make, model, and year.

If you’re applying for Personal Optional Protection coverage, you’ll also need:

  • The amount of monthly coverage you’d like. This can be between $2,900 and $5,000 — for coverage over $5,000, please compete anApplication for Personal Optional Protection (Form 1801).
  • The start date of your Personal Optional Protection coverage.

If you’re applying for Voluntary Spousal Coverage, you'll also need:

  • The start date of the coverage.
  • An estimate of your spouse’s earnings.
For partnerships
  • The legal names, contact information, and birthdates of the partners.
  • The Canada Revenue Agency business number, if you have one.
  • The mailing address and work location within B.C.
  • The name and WorkSafeBC account number (if known) of any WorkSafeBC accounts you or the partners of your firm have or have had in the past and any firms that are affiliated with your partnership.
  • The start date of operations, the start date of the first worker, and the number of workers employed.
  • An estimate of the wages, salaries, commissions, bonuses, holiday pay, and any other compensation paid to workers.
  • Details about any business vehicle(s) and/or revenue-producing equipment used by the partnership, including the make, model, and year.

If you’re applying for Personal Optional Protection coverage, you’ll also need:

  • The amount of monthly coverage you’d like. This can be between $2,900 and $5,000 — for coverage over $5,000, please compete anApplication for Personal Optional Protection (Form 1801).
  • The start date of your Personal Optional Protection coverage.
For homeowners or renters
  • The legal name, contact information, and birthdates of the people hiring the workers.
  • The start date of the first worker(s) and work location within B.C.
  • An estimate of the wages, salaries, commissions, bonuses, holiday pay, or any other compensation paid to workers.

How to apply

The easiest and most convenient way to apply for coverage is online. You’ll need to create an online services profile (or log in if you already have one). Your application will be saved automatically as you go through it.

Applying online will take approximately 20 minutes. Once you've submitted your application, you'll receive a confirmation number by email to confirm that we’ve received your application.

Apply online

Other ways to apply

Alternatively, you can download the Employer's Registration Application (Form 1800), complete the information, and then send it to us by mail or fax, or by selecting the “Submit” button on the form to email it to us.

If you’re a sole proprietor or partner in a partnership, and wish to include an application for optional coverage for yourself, please complete a .

Notifying you of our decision

If you’re eligible for coverage, we’ll create an insurance account for you and send a letter confirming your account number, classification unit, the effective date of your coverage, and your premium rate.

If you’re not eligible for coverage with WorkSafeBC, we’ll send you a letter outlining why your application was not accepted. If we determine that you’re a worker, you’ll have the benefit of workers’ compensation coverage through your employer.

Need more information?

We're here to help. Please contact our Employer Service Centre.

Apply for coverage - WorkSafeBC (2024)

FAQs

Who is eligible for WCB in BC? ›

WCB Claims – Workers Compensation Eligibility. Workers who are injured and whose injuries have arisen out of and during the course of their employment are entitled to benefits from the no-fault system operated by WorkSafeBC.

How much does WCB pay in BC? ›

In most situations, your WCB benefit rate is based on 90% of net earnings. If your net earnings are less than or equal to minimum average earnings, your benefit rate will be 100% of net earnings.

Are workers eligible for compensation for injuries that happen outside of BC? ›

When workers are injured outside the province in which they normally work and live, they may still be eligible for benefits. They may have a choice between applying for the benefits in their home province, or in the province where they were hurt. B.C. workers injured outside of B.C.

How long can you stay on WCB in BC? ›

All permanent disability awards are payable until a person is 65 years of age by default. This retirement age can be increased based upon a review of financial information, retirement planning, and other evidence supporting the likelihood that a worker would not retire at 65 years of age.

How much can you claim for stress? ›

Average pay out for stress at work

At the lowest end of the scale, with stress deemed to be minor and there being no long-term health problems, compensation could be anywhere between £1400 to £5500.

What is a lump sum payment for permanent impairment? ›

If you (the worker) have a permanent impairment as a result of a work related injury or illness, you may be entitled to receive a lump sum payment as compensation. This is in addition to weekly payments, medical and related expenses that may generally be available through the workers compensation system.

Who pays WCB premiums in BC? ›

Premiums to WorkSafeBC are paid directly by employers on a quarterly or annual frequency.

What are the work injury benefits? ›

Work Injury Benefits Act (WIBA) is an insurance cover that protects employers, should their employees incur injuries, get sick, become permanently disabled or die in the course of their work.

Does workers comp cover outside the US? ›

Does workers' comp cover injuries outside of the U.S.? Yes, workers' compensation coverage can cover workers who are working outside the U.S. However, the coverage is limited by the type of injury as well as how long the worker was out of the country when the injury happened.

What is the Workers Compensation Act B.C. section 115? ›

Section 115(1)(a) of the Workers Compensation Act (“Act”) requires an employer to take all reasonable steps in the circ*mstances to ensure the health and safety of its workers.

What are the basic requirements for an injury or disease to be covered for workers compensation benefits quizlet? ›

To be covered under a workers compensation statute, an injury or a disease must (in most states) arise out of and in the course of employment. That is, the injury or disease must be casually related to the employment and occur while the employee is engaged in work-related activities.

Who is not covered by WCB Alberta? ›

Unpaid workers, family members and children will not be covered under WCB unless an owner chooses to opt them in to protect the farm from liability in the case of an accident, and provide coverage for medical assistance and income replacement.

What is WCB called in BC? ›

The Workers' Compensation Board of British Columbia, operating as WorkSafeBC, is a statutory agency that was made in 1917, after the provincial legislature put into force legislation passed in 1902.

What is a stress leave of absence in BC? ›

Stress leave in BC, for example, can be taken under Illness or Injury leave (formally known as sick leave). This type of leave allows employees to take up to five paid days and 3 unpaid days of leave where their job would be protected. This type of stress leave in BC can be taken with or without advanced notice.

Can you sue WCB in BC? ›

CAN I SUE WCB/ EMPLOYER /DOCTOR? In most cases, no. If you were injured in a workplace accident and/or in the course of treatment for those injuries, you cannot sue anyone, and your only remedy is to maximize your WCB benefits.

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